top of page
Pen, notebook, and smartphone on the table

What is best for you and your mortgage requirements is core to our 

values.

AYT Finance has partnered with over 150 lenders, which means we have a portfolio of lending partners to suit our clients every need. We provide a service whereby we give our clients a hands off approach to the end to end process of obtaining property finance. AYT Finance also understands to achieve the above, our clients need an advice process they trust and this is the foundation of our business.

 

The reforms in regulation to the mortgage market following the 2008 financial crash means the market has become more challenging to navigate. Thus putting more emphasis on using an intermediary with the knowledge and expertise to navigate the market and ensure you get the best outcome.

 

We can structure all types of property finance from owner occupier residential, buy to let, HMO's, MUB's, commercial,  semi-commercial, bridging and development finance. Understanding the wider picture is key and is why we have partnered with solicitor firms, life insurance firms as well as general insurance firms to ensure we provide a thorough service for all of our clients needs.

AYT Finance Ltd T/A AYT Finance is an appointed representative (AR) of Connect IFA Ltd 441505 which is Authorised and Regulated by the Financial Conduct Authority and is entered on the Financial Services Register (https://register.fca.org.uk/s/) under reference 987579.

 

AYT Finance Ltd is a registered in England and Wales with company number 13835240. Registered Office: 128 City Road, London, United Kingdom, EC1V 2NX.

​

We are a credit broker and not a lender. We have access to an extensive range of lenders. Once we have assessed your needs, we will recommend a lender(s) that provides suitable products to meet your personal circumstances and requirements, though you are not obliged to take our advice or recommendation. Whichever lender we introduce you to, we will typically receive commission from them after completion of the transaction. The amount of commission we receive will normally be a fixed percentage of the amount you borrow from the lender. Commission paid to us may vary in amount depending on the lender and product. The lenders we work with pay commission at different rates. However, the amount of commission that we receive from a lender does not have an effect on the amount that you pay to that lender under your credit agreement.

​

It is our intention to provide you with a high level of customer service at all times.  If there is an occasion when we do not meet these standards and you wish to register a complaint, please write to: Compliance Department; Connect IFA Ltd, 39 Station Lane, Hornchurch, RM12 6JL or call: 01708 676110. If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service www.financial-ombudsman.org.uk.

There will be a fee for mortgage advice, the precise amount will depend upon your circumstances.  Your consultant will confirm the amount before you choose to proceed but we estimate it to be a maximum of 2%.

 

Think carefully about securing other debts against your home.

​

The FCA does not regulate some forms of Business Buy to Let Mortgages and Commercial Mortgages to Limited Companies. The information contained within this Website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

 

YOUR HOME (OR PROPERTY) MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

bottom of page